When looking around for less expensive car insurance, do a little homework first. When shopping around, select your car insurance company carefully. Your car insurance company should offer both fair prices and excellent service. These tips will help you find the right insurer for you:
•    Research your state’s car auto insurance requirements:
All states now call for you to carry some form of a minimum amount of liability coverage. Many states have “no-fault” auto insurance systems. Coverage for medical costs for you and your passengers is optional but I recommend it if you don’t have health coverage. Coverage for damage to your car is optional.


•    Put together your personal car insurance profile:
List relevant information relating to what type of car you drive, where you drive, who else drives. Also, check what your driving record is this will cut down on your car insurance coverage if you have no points on your record. Next, where you live, what optional safety features your car has. This outline will make the next step easier.
•    Comparison Shop:
Prices for the same car insurance coverage’s can vary by hundreds of dollars. So it pays to shop around by checking out car insurance companies websites. Ask your friends, check the Yellow Pages, and call your state insurance department for guidance. Contact insurance agents or companies for general pricing information. Select a few insurers for personalized quotes.

p.s Check out at least 3 websites and read before calling the agent. Asking the right questions before buying car insurance will save you hundreds.